Expert, independent mortgage advice tailored for expats and non-residents. We navigate the complex Spanish banking system to secure the best rates for you.
Whether you are purchasing a holiday home, relocating to Spain, or looking for an investment property, we have the right financial solution.
Designed for international buyers securing a second home in Spain. We can secure up to 70% Loan-to-Value (LTV) with highly competitive fixed and variable rates.
For those who pay their taxes in Spain. Access superior terms with up to 80% LTV (sometimes more for first-time buyers) and extended repayment durations.
Bespoke financing solutions for high-net-worth individuals and luxury properties exceeding €1M. Private banking integration and asset-backed lending.
Applying for a mortgage in a foreign country can be daunting due to language barriers, heavy bureaucracy, and differing legal frameworks. We exist to make this process seamless, transparent, and successful.
We speak English fluently and handle all Spanish documentation, negotiations, and legal jargon on your behalf.
As independent brokers, we have access to products and rates from all major Spanish banks that aren't available to the general public.
Time is crucial when securing property. We typically provide formal pre-approvals within 48 to 72 hours of receiving your documents.
From your initial inquiry to holding the keys to your Spanish property.
We assess your financial profile and discuss your property goals over a quick, free consultation.
We gather your documents and secure a formal pre-approval from Spanish banks, so you can house-hunt with confidence.
Once you find a property, the bank conducts an official appraisal (Tasación) to finalize the mortgage offer.
We coordinate with the Notary, your lawyer, and the bank to sign the deeds. The property is yours!
Use our mortgage calculator to get an estimate of your monthly payments. Please note that this is an indicative calculation based on an illustrative 3.5% interest rate.
Organismos y Asociaciones Colaboradoras
